Premium reduction services apply to all buildings correctly designated in Special Flood Hazard Areas (SFHA) because the buildings are truly at high risk of suffering flood damage during 100-year storms according to FEMA’s rules and regulations. We leverage our proprietary research-driven underwriting capabilities and unique knowledge of flood risk and NFIP rules and regulations to find legally available credits and rate options that reduce premium for the same exact coverage from the exact same flood carrier. This service increases asset values by reducing annual flood insurance costs.