Service Overview>>
CRIO, Inc. provides a comprehensive portfolio of risk management consulting and insurance procurement services to middle-market and large corporations, with an emphasis on commercial real estate. Our mission is to provide you with creative and workable risk financing solutions that address your unique risk management objectives. It’s closer to an art than a science. Our team uses a combination of ingenuity, market awareness, technical knowledge, experience and relationships to develop the best program for you.
Successful program design and implementation begins with a close partnership between client and broker. Understanding your risk appetite is fundamental to tailoring the best, and most appropriate, program for you. An in depth dialogue allows us to fully understand your financial and risk management objectives. For some clients, budgetary certainty outweighs the opportunity to exploit cost savings through risk assumption and cash flow. We will work within the context of your broadest objectives and risk tolerance to create risk financing solutions that best meet your needs.
We diligently explore all available options and present all viable alternatives for your consideration. For each alternative, we examine its structure from both an insurance and financial perspective. From an insurance perspective, we consider the scope of coverage, including limits and retentions, expense factors, carrier ratings and other important variables. These insurance considerations are then evaluated within the financial framework that considers your cash flow, accounting, tax and overall financial strategy. CRIO stands ready to offer options that range from traditional transactional insurance programs to strategic financing and integrated risk programs. Our firm provides the sophisticated consulting, transactional and support services necessary to help you decide when and how to transfer risk and how to effectively manage retained risk.
Regardless of whether you want to outsource all of your risk management and insurance procurement needs, to obtain help with a specific line of coverage or risk management issue, or to have an independent third party keep your current broker in line, CRIO is the right choice for you.