Legal Disclaimers>> 04-14-09

CRIO Legal Notice

Copyright Notice

The contents of this site, including but not limited to the text and images herein and their arrangement, are copyright CRIO, Inc. (“CRIO”), 1801 South Australian Avenue, Suite 102, West Palm Beach, Florida 33409.

CRIO hereby authorizes you to copy, display or print the content herein, but only for your personal and informational use. Any copy or print you make must include this copyright notice. You may not copy, display or print any portion of the content for redistribution to third parties for commercial purposes without the prior written permission of CRIO.

Nothing contained here shall be construed as conferring by implication, estoppel or otherwise any license or right under any patent, trademark or copyright (except as expressly provided above), or other proprietary rights of CRIO.

Trademark Notice

CRIO and the CRIO logo are registered trademarks of CRIO.

Content

CRIO makes no representations about the suitability of the content of this site for any purpose. All content is provided “as is” without any warranty of any kind.

CRIO HAS NOT MADE AND DOES NOT MAKE ANY WARRANTY OF ANY KIND WHATSOEVER, EXPRESS OR IMPLIED, WITH RESPECT TO THE CONTENTS OF THIS SITE; AND ALL IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT AND FITNESS FOR A PARTICULAR PURPOSE ARE HEREBY DISCLAIMED BY CRIO. CRIO WILL NOT BE LIABLE TO ANYONE WITH RESPECT TO ANY DAMAGES, LOSS OR CLAIM WHATSOEVER, NO MATTER HOW OCCASSIONED, IN CONNECTION WITH ACCESS TO OR USE OF THE CONTENTS OF THIS SITE. IN NO EVENT SHALL CRIO BE LIABLE FOR ANY SPECIAL, INDIRECT, EXEMPLARY OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOSS OF USE, DATA OR PROFITS WITHOUT REGARD TO THE FORM OF ANY ACTION INCLUDING BUT NOT LIMITED TO CONTRACT OR NEGLIGENCE OR OTHER TORTIOUS ACTIONS, ARISING OUT OF OR IN CONNECTION WITH THE USE, COPYING, DISPLAYING OR PRINTING OF THE CONTENT.

While CRIO believes the content to be accurate, complete and current, there may be inadvertent technical or factual inaccuracies and typographical errors and CRIO does not warrant that the information is accurate or complete or current. It is your responsibility to verify any information before relying on it. At any time and from time to time CRIO may make changes in the products and/or services described herein, however, CRIO makes no commitment to update the information and expressly disclaims liability for errors or omissions in it.

Fee/Commission Disclosure

CRIO, and its affiliates, that provide retail, wholesale and reinsurance brokerage, risk management, underwriting management, captive management and other forms of consulting may receive remuneration as commissions or fees paid by an insurer, fees paid by a client in lieu of, or in addition to, commissions; and investment income on premiums, claim payments and return premiums temporarily held as fiduciary funds. In certain circumstances, one or more of these affiliates may also receive compensation in the following forms: commissions or fees paid to reinsurance brokerage or captive management companies for placement or management of reinsurance of a client’s risk; commissions or fees paid to a wholesale broker to which a risk has been referred for placement; and compensation paid by underwriters for performance of technical or other services.

In advance of executing agreements to provide brokerage or consulting services to you, CRIO will disclose to you the amount of anticipated compensation it will receive for performing the services and, after completing the services, will disclose to you the amount of actual compensation it received for performing the services. If you have any questions regarding compensation, we encourage you to contact us.

Links to Other Sites

Some of the sites listed as links herein are not under control of CRIO. Accordingly, CRIO makes no representations whatsoever concerning the content of those sites. The fact that CRIO provided a link to a site is not an endorsement, authorization, sponsorship or affiliation by CRIO with respect to such site, its owners or its providers. CRIO is providing these links only as a convenience to you. CRIO has not tested any information, software or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software or products found on the Internet, and CRIO cautions you to make sure that you completely understand these risks before retrieving, using, relying upon or purchasing anything via the Internet.