Standard business general liability (GL) policies provide little coverage for pollution damage, including toxic spills and other high-profile industrial accidents. We work with commercial real estate companies that own or operate industrial properties to obtain a separate environmental liability policy that covers the exposure that the GL policy excludes. We help you identify potential exposures and assist in procuring proper levels of pollution coverage against losses due to asbestos, lead paint, mold, bacteria, fumes, air quality and site development. Also, we secure coverage for lenders and real estate agents who handle industrial properties.
Environmental impairment liability insurance covers property loss and liability resulting from pollution-related damages for sites that have been inspected and found uncontaminated. The coverage typically includes statutory clean-up requirements and bodily injury and property damage third-party claims and legal expenses as a result from pollution or contamination incidents. It can also address business interruption losses and other types of environmental liability, such as environmental consultants errors and omissions, environmental contractor operations, and liability of environmental testing laboratories that analyze hazardous materials in the soil, ground or air.
You will also benefit from our value-added services:
- Flood Risk Management
- Claims Management
- Safety and Loss Prevention
- Captive Feasibility and Management
- Mergers and Acquisitions Due-Diligence
- Program Audit
- Premium Allocation
- Outsourced Risk Management
We’re here to help!
Speak to our Environmental Insurance Advisor and learn how we can help manage your business risks. Contact Us [easy_widget id=2729 title=”Insurance Brokerage Pages”]