Builder’s Risk Insurance

Our builder’s risk insurance cover your property in the course of the construction and is tailor-made to meet the toughest challenges of the commercial real estate market. Builder’s risk insurance provides the control of the insurance benefit to the office, retail, industrial, mixed-use or other type of commercial property owner in case something happens to the under-construction project due to the damage done to the insured structure from a wide variety of events. It can cover just the structure, or also the materials on site waiting to be installed or transported to the job site.

Most policies cover the damage from such events as fire, wind (may be limited in coastal areas), theft, lightning, hail, explosion, vandalism and vehicles/aircraft. It usually does not cover the damage from such events as earthquake, flood, water damage, employee theft, mechanical breakdown and other events.

Your builder’s risk coverage should be effective prior to when the materials are delivered to the job site and end upon the earlier of closing of the sale, occupancy or the policy expiration date.


You will also benefit from our value-added services:


We’re here to help!

Speak to our Property Insurance Advisor about your best commercial property coverage options.

Contact Us [easy_widget id=2729 title=”Insurance Brokerage Pages”]