History

Our History

In 2009, Dan Freudenthal and Greg Barrett joined forces to create CRIO to assist clients of its sister company, Flood Zone Correction. Those clients were very impressed by the Flood Zone Correction team’s high level of service and extensive flood knowledge, which delivered substantial cost savings to increase asset values. Many privately-held, middle market real estate companies asked Dan to form an insurance agency to help them with other lines of property and casualty coverage. Many large real estate companies asked Dan to form an insurance agency to help them more effectively manage their flood insurance. To satisfy this demand, Dan partnered with Greg to create a boutique insurance brokerage firm focused on developing long-term client relationships based on converting risk into opportunities that create long-term enterprise value. CRIO consists of two practice groups, which includes the Commercial Real Estate Practice and the Flood Practice.

CRIO’s Commercial Real Estate Practice is comprised of experienced property and casualty professionals who left global brokers to join CRIO, because they wanted to be able to spend more time on each client than they were able to do at those global brokerage firms. CRIO’s team delivers the sophistication of a global broker with the feel of a local agent. They focus on helping middle market real estate companies who have essentially outgrown the capabilities of the current broker, but which are not large enough to merit the required attention from global brokers. CRIO provides exactly what this type of client needs.

CRIO’s Flood Practice developed the CRIO Flood Advantage Program to help real estate companies of all sizes proactively manage their flood risk and flood insurance. CRIO’s flood team focuses on reducing flood insurance costs, improving flood insurance coverage, and proactively managing flood risk to prevent uninsured flood losses. The CRIO Flood Advantage Program includes a comprehensive portfolio of flood-related services designed to make a client’s life easier by proactively managing flood risk and flood insurance more efficiently and effectively than ever before.

CRIO differentiates itself through its unique definition of a “proactive partner” for risk management and insurance procurement. At CRIO, being your “proactive partner” means:

  Always putting your interests before our own.

  Delivering what we promise.

  Consistently presenting innovative ideas and solutions.

  Investing the time necessary to thoroughly understand your needs and preferences, to explore every available option, and to customize a solution to your needs and preferences.

  Utilizing a forward thinking approach to client management to prevent adverse surprises that you would have to explain to your stakeholders.

 Keeping our fingers on the pulse of the marketplace to communicate to you trends that will affect your future cost of, and access to, coverage.

 Preparing for renewals well in advance to prevent the all-too-common last minute rush.

CRIO Today

In 2015, CRIO became part of Acrisure, which is one of the top 10 largest insurance brokers in the world. As an Acrisure Agency Partner, CRIO is empowered by an extensive national and global network of industry specialists dedicated to serving the client in meaningful ways. By providing access to hands-on, best-in-class service, specialized products and exclusive proprietary programs, CRIO is perpetuating its mission of converting risk into an opportunity to create enterprise value.

Today, CRIO has access to specialized insurance professionals that collectively offer every insurance product and risk management service that could be required by an individual client or corporate client of any size in any industry. CRIO has introduced its clients other Acrisure Agency Partners, who have delivered winning solutions in the areas of employee benefits, voluntary benefits, personal lines coverage and many additional areas of insurance. We would welcome an opportunity to leverage the exceptional resources within Acrisure to resolve insurance challenges with lines of insurance and/or industries outside of CRIO commercial real estate focus.